Individual Policy Holders Programs

• Bars/ Taverns
  • Neighborhood bars
  • Sports bars
  • Hotel bars
  • Cigar bars
• Nightclubs
  • Large nightclubs (frequency and severity losses OK)
  • Nightclubs on or near college campuses
  • Gentlemen’s clubs
  • New ventures (resume needed)
  • Large dance floor establishments
  • Pool halls
  • 100% liquor sales OK
  • Theme clubs
• Restaurants
  • Pizza parlors
  • Late-night diners
  • Ethnic restaurants
  • BBQ smokehouses
• Craft Breweries
  • Microbreweries
  • Cideries
  • Distilleries
• Other Programs
  • Convenience stores
  • Liquor stores
  • Social clubs / Fraternal Organizations