As a strictly hospitality insurance company, our specialized agents understand the unique risks and challenges faced by businesses in the hospitality industry. We provide tailored insurance solutions that protect your assets, employees, and customers, allowing you to focus on what matters most: running a successful business.
HRC culminated from a leadership team with 75+ years of experience in the insurance industry, including 40+ years in the hospitality industry. Our experts specialize in providing comprehensive insurance risk solutions to both the policyholder and working with independent agents and brokers already servicing the hospitality industry.
Working solely in the hospitality field, we have cultivated the specialization and expertise expected from every hospitality business owner. We work with over 40 carriers to tailor insurance programs that best meet the unique coverage, premium, and service needs of each individual business.
Work with us and let HRC’s experienced agents help you safeguard your investment.
Scott Balboni is a distinguished figure in the insurance industry, boasting an extensive career that spans over two decades. A graduate of Providence College with a business degree, Balboni combines his academic foundation with practical industry experience, enhancing his ability to provide strategic and informed guidance to his clients.
Scott's extensive background in both the insurance and hospitality sectors enables him to approach client needs with a rare and comprehensive perspective. Balboni's wealth of experience and multidimensional expertise make him an invaluable asset to clients seeking comprehensive hospitality insurance solutions.
Patrick Joliet is a seasoned insurance representative with a comprehensive background in business and law. He holds a BA from Gettysburg College and a JD from the New England School of Law, bringing a unique blend of legal expertise and business acumen to his role.
Joliet's rich and varied business background enables him to guide clients in effectively preparing for unforeseen challenges. His insight into risk management and mitigation strategies equips clients with the knowledge to confidently navigate the complexities of the insurance landscape.
John began working at Frost & Conn in 1996 after completing a BS in Finance and International Business at Penn State University. John became a partner in 2012. He lives in Boalsburg with his wife, Karen, daughter Ava, two Corgis, a cat, and 17 chickens. He volunteers extensively in the community being past board chair of Centre Foundation and the YMCA of Centre County. Currently he serves on the board of the Bob Perks Cancer Assistance Fund and the Louis & Patricia Silvi Foundation. In his free time, John enjoys skiing, mountain biking, and fly fishing.
